Retirement & WealthManagement Suite

Age & Timeline Details

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years
years

Financials & Pre-Retirement Assumptions

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₹
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Allocation at Retirement (Deterministic)

Projection Summary (Savings & Buckets)

Bucket-1 (Cash) ₹0 (0%)
Bucket-2 (Debt) ₹0 (0%)
Bucket-3 (Equity) ₹0 (0%)

Corpus Growth & Simulation Analysis

Year-by-Year Analysis

Yearly Breakdown – Simulation 1 (Accumulation & Retirement)

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Post-Retirement Investment Parameters (for Monte Carlo)

Set Return & Risk Ranges (Buckets)

Bucket Durations

Fix the bucket duration below

Years
Years
Bucket 3 covers the remaining retirement years and aims for long-term growth.

Bucket 1: Cash-like

Ultra Short-Term Debt. Lowest risk, lowest return.

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Bucket 2: Debt

Fixed Deposits, Debt Funds. Moderate risk, moderate return.

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Bucket 3: Equity

Equity, Growth Funds. Highest risk, highest potential return.

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Bucket 1 Annual Details (Cash-like)

Yearly Breakdown – Bucket 1 (Sim 1)

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Bucket 2 Annual Details (Debt)

Yearly Breakdown – Bucket 1 (Sim 1)

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Bucket 3 Annual Details (Equity)

Yearly Breakdown – Bucket 1 (Sim 1)

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Simulation History

Simulation History (Review & Re-Run)

History ID Current Age Retirement Age Yearly Contribution Actions

Post-Retirement Investment Planner

Track your retirement bucket targets and configure your investment allocation strategy.

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Portfolio & Net Worth Tracker

Track all your investments in one place. Live prices for stocks & gold via Yahoo Finance. Mutual fund NAVs via AMFI.

Current Value
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Total Invested
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Total Gain/Loss
—
Approx CAGR
—
XIRR vs Benchmark Your portfolio returns vs Nifty 50
Your XIRR —
vs
Nifty 50 XIRR —
Difference —
Add transactions in Portfolio to see your XIRR vs Nifty 50.
Asset Invest Date Qty / Units Buy Price Invested Curr Price Curr Value Gain/Loss Return % Updated Actions
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Income & Expense Timeline

Track income, expenses, and debts — see your true net monthly cash flow

Gross Income ₹0 Net: ₹0
True Expenses ₹0 Non-returnable only
EMI Burden ₹0 DTI: 0%
Net Portfolio Need / Month ₹0 Savings: ₹0/mo

Income Sources

Name Person ₹/Month Ends
No income sources yet.
Net monthly: ₹0

Expenses

Name Type ₹/Month Ends
No expenses yet.
Total: ₹0

Debts & Liabilities

Name Type EMI Outstanding
No debts added yet.
Total EMI: ₹0  |  Outstanding: ₹0

Portfolio Rebalancing

Set your target allocation — see what to buy or sell to stay on track

Your Target Allocation

Set what % of your total portfolio you want in each category. Must add up to 100%.

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100 %
%

Goal-Based Financial Planning

Define your financial goals and run Monte Carlo simulations to calculate success probability and required monthly SIP.

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Tax Planner

FIFO-based capital gains calculator (STCG/LTCG), 80C tracker, and one-click Excel export. Tax rates sourced from database.

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Equity Capital Gains

Short-Term Gains (STCG)—
Long-Term Gains (LTCG)—
LTCG Exempt (₹1.25L)—
Taxable LTCG—
Tax on Equity STCG (20%)—
Tax on Equity LTCG (12.5%)—

Debt Capital Gains & Total

Debt Short-Term Gains—
Debt Long-Term Gains—
Tax on Debt LTCG (20%)—
Total Estimated Tax—

80C / 80CCD(1B) Tax Deduction Tracker

ELSS—
PPF—
FD (Tax Saving)—
80C Used: —Limit: ₹1,50,000
Remaining: —
NPS (80CCD(1B))—
NPS UsedLimit: ₹50,000
Remaining: —
Total Deduction—

Capital Gains Transactions (FIFO)

Asset Type Buy Date Sell Date Units Gain/Loss STCG/LTCG Held
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Smart Insights & Recommendations

AI-powered analysis of your portfolio covering asset allocation, emergency fund, tax efficiency, retirement readiness, and more.

Total Portfolio: —
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